Frequently Asked Questions

These are some of the question we are asked on a regular basis. For any questions not answered below, please contact the Gannon Insurance Agency.

Q. What is your fax number and mailing address?

A. The Gannon Insurance Agency's fax number is (215) 891-9995. Our office address is:
2393 Pasqualone Blvd.
Bensalem, PA 19020

Q. How do I get directions to the office?

A. To find directions to our agency please see our Contact page.

Q. What are your business hours?

A. Our office hours are Monday-Friday from 9:00am to 5:00pm. Evening and Saturday morning hours can be arranged by appointment.

Q. Can I get a quote?

A. Yes, Please contact the Gannon Agency and asked for one of our Licensed Agents and fill out the Get a Free Quote Today for a quote online. We will be happy to give you comparison quotes for the many insurance products were offer.

Q. Do you accept credit card payments?

A. Many, but not all, of our companies do accept direct credit card payments. Please contact the Gannon Agency to find out if the Carrier you are covered with accepts direct credit card payments, and, if so, how to process your pament.

Q. What do you insure?

A. The Gannon Agency offers an array of products for your personal, business and financial protection. Please contact the Gannon Insurance Agency and ask for one of our liscensed agents. We'll gladly help you determine the best fit for you.

Q. What is a Deductible?

A. In insurance Policy terms, it is the amount that must be paid out of pocket before the Insurer will pay for any damage to your home or vehicle. In practical terms, insurance companies include a deductible in their policies to keep premiums down by avoiding payouts on relatively small claims. A typical auto insurance policy, for example, may carry a $500 collision deductible. If the owner of that car noticed that his vehicle was hit while in a parking lot, he would have to pay the first $500 of the repair bill out of his own pocket.

Q. If I borrow a vehicle from a friend and I am involved in an accident, whose insurance pays?

A. In most cases, insurance follows the vehicle first so your friend's insurance would be the primary coverage. Your policy would be secondary. Always check with your agent on you policy specifics.

Q. Should I be purchasing the collision damage waiver when renting a card?

A. The policy on rental cars differs with each insurance agency, so we suggest that you contact one of our licensed agents for a specific answer on your policy. However, most "gold" or "platinum" credit cards (Visa, MasterCard, AMEX) will cover damage to a rental car. If possible, rent the vehicle using one of these types ("gold"/'platinum") of credit cards.

Q. Why is my mortgage company requesting that I supply a copy of my insurance policy?

A. Mortgage companies want to make sure that their interest in the property is properly protected by insurance. At renewal, insurance companies sent a copy of your policy to the mortgagee listed on the policy. Often mortgage companies sell mortgages to other companies or change addresses without notify the insurance agency. Any request for proof of coverage should be mailed or faxed to the Gannon Insurance Agency. We will send the proper evidence of insurance to your lender.

Q. Why does my homeowners coverage continue to increase each year?

A. The increase in coverage reflects the increase in the replacement cost of your home. The replacement cost was originally determined at the inception of your policy. Insurance companies automatically update the replacement value of your home each year based on the building cost inflation factor for you zip code. The cost of building a home can in many cases be higher than the cost to purchase the home including the land. This is due to the fact that the cost of building materials and labor increase even when real estate value has decreased.